Toyota of Fort Walton Beach
Sales: 850-357-8984
Service: 850-357-8982
Parts: 850-357-8983
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Hassle-Free Financing For Bad Credit Buyers

Recent Divorce? Not A Problem!

Get An Auto Loan After A Divorce From Toyota Of Fort Walton Beach

If you have gone through a divorce, recent or not, you know that your credit can suffer. It has been reported that almost 33% of people who have gone through a divorce have or will experience a credit score decline.

Don't let that get you down! If your credit has declined after your divorce but you need a loan for your purchase of a used vehicle, Toyota of Fort Walton Beach is here to help!

We offer the opportunity for bad credit loans to all shoppers, even those who have had their credit damaged by a divorce. Our bad credit specialists here in FORT WALTON BEACH, FL will assist you in securing a personalized bad credit loan to get you the new or used vehicle you need. Toyota of Fort Walton Beach FORT WALTON BEACH can help you with the paperwork and will offer you a tailored car loan based on your financial needs and budget so you can get the reliable, capable car you need for daily driving. The friendly team here in the Finance Department at Toyota of Fort Walton Beach also specializes in refinancing auto loans for customers who have a joint loan with their ex-spouse.

Don't allow your credit score to be damaged further; protect yourself against credit damage after a divorce with a refinanced vehicle loan from Toyota of Fort Walton Beach, a local dealership serving Pensacola, Panama City, Wright, and Navarre.

If you are applying for a bad credit car loan after a divorce, there are a few things you can do to ensure your approval goes smoothly:

  • Get a copy of your credit report and look for new issues or problems: if your name appears on a joint loan that has become delinquent after your divorce, it could adversely affect your credit score.
  • Bring proof of income: or have it available to you when applying for your bad credit loan.
  • Make a sizable down payment on the car of your choice: most lenders will ask for a down payment anywhere from $1,200 to $1,500.
  • Get pre-approved: pre-approval for a car loan, even a bad credit auto loan, will help you get better rates. Fill out a secure credit application on our Toyota of Fort Walton Beach website to get started and we will get you a fast online quote.
  • Remember that you are more than your credit score: tell your financial advisor your story. If you are able to prove that you have a responsible credit history and can explain the recent decline in your credit, it can go a long way toward getting you approved.

Apply today for a vehicle loan using the secure finance application right here on our website!

Sales Hours

850-357-8984
Monday 9:00 am - 7:00 pm
Tuesday 9:00 am - 7:00 pm
Wednesday 9:00 am - 7:00 pm
Thursday 9:00 am - 7:00 pm
Friday 9:00 am - 7:00 pm
Saturday 9:00 am - 6:00 pm
Sunday Closed

Service Hours

850-357-8982
Monday 7:00 am - 6:00 pm
Tuesday 7:00 am - 6:00 pm
Wednesday 7:00 am - 6:00 pm
Thursday 7:00 am - 6:00 pm
Friday 7:00 am - 6:00 pm
Saturday 8:00 am - 3:00 pm
Sunday Closed

Parts Hours

850-357-8983
Monday 7:00 am - 6:00 pm
Tuesday 7:00 am - 6:00 pm
Wednesday 7:00 am - 6:00 pm
Thursday 7:00 am - 6:00 pm
Friday 7:00 am - 6:00 pm
Saturday 8:00 am - 3:00 pm
Sunday Closed

Used Car Department Hours

Monday 9:00 am - 7:00 pm
Tuesday 9:00 am - 7:00 pm
Wednesday 9:00 am - 7:00 pm
Thursday 9:00 am - 7:00 pm
Friday 9:00 am - 7:00 pm
Saturday 9:00 am - 6:00 pm
Sunday Closed

Make Ready Department Hours

850-863-2167
Monday 7:00 am - 7:00 pm
Tuesday 7:00 am - 7:00 pm
Wednesday 7:00 am - 7:00 pm
Thursday 7:00 am - 7:00 pm
Friday 7:00 am - 7:00 pm
Saturday 7:00 am - 7:00 pm
Sunday Closed